Life Science Liability

Our Life Science insurance is designed for companies operating within pharmaceuticals, biotechnology, medical devices, dietary supplements and nutraceuticals, including related Oorganizations such as Contract Manufacturing Organizations (CMOs) and Contract Research Organizations (CROs).

This solution is tailored to the specific risks of the Life Science industry and is built on our General Liability and Products Liability insurance. It can be extended to include Human Clinical Trials (HCT), Errors and Omissions (E&O), and Recall and Product Withdrawal Expenses (PWE), providing financial protection against claims related to bodily injury, property damage, financial loss, and product-related risks.

Broad appetite for all Life Science risks, from start-ups to multinational companies, including biotech, pharma, medical devices, dietary supplements, and service organizations.
Selective approach for high-risk areas, such as heavy invasive permanent implants, aesthetic implants, and medical malpractice.
Tailor-made solutions with an open-minded underwriting approach and high capacity.
Coverage for both commercial and academic human clinical trials, including sensitive cases involving pregnancy, children, or life-threatening emergencies.
Flexible options for annual Life Science policies with scheduled clinical trial coverage or stand-alone project-specific insurance.
Global network ensuring compliance with compulsory insurance requirements for multinational trials.
Umbrella (DIC/Excess) coverage available on master policies.